Discover® MotivaCard- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you"ll get a Pay-On-Time Bonus equal to a full month"s interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months, then the Regular APR
Customer Service That Puts You First
- Double Cashback Bonus on grocery store purchases in November and December*
- One call, we take care of it
- Talk to a knowledgeable person in less than a minute
- Easy online Account options that put you in control
- Timely e-mails to help you avoid fees.
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Other information about the Discover® MotivaCard card
| APR |
Annual Fee |
Rewards |
Credit Needed | Approval Rate |
| 11.99% / 20.99% Variable* | $0* | Cash Back |
Good to Perfect
| Good |
|